Property & Corporates
Debt Advisory Firm
Who We Are
Rebo Capital is a specialist Corporate Banking and Debt Advisory Consultancy providing end to end Corporate Debt solutions for any funding need. Rebo Capital is accredited with 160+ Global relationship Funders with appetite across the complete capital stack from Pref Equity to Senior secured debt. Rebo Capital’s Clients are Corporates whose funding needs range from A$5m – A$200m and operate in all industry segments including: Manufacturing, Professional Services, Trade, Property Investment and Development, Agri, Mining, Retail, Logistics, Councils. Rebo Capital’s Clients can be an ASX Top 200 listed or they may be a private Corporate or Family Office or a Company with a unique funding need. Rebo Capital prides itself on procuring a funding solution for every capital requirement.
Rebo Capital combines the experience of its Principal Director, John Bowes and partners who are committed to providing its clients with a genuine Relationship Management service proposition that closely manages all aspects of their Corporate Banking and Finance needs.
John Bowes
Director
My career spans 33 years in the Corporate Banking and Finance industry where I have Headed up Corporate Banking Business Development teams at three of the top four Australian Banks. In that period I was honored to receive several national awards for sales and performance excellence. I am passionate about Corporate Banking & Finance, serving the Client, complex sales and business development.
In 2016 I formulated a Client Centric strategic plan, based on everything I had learnt in my career about Client relationship management, Client acquisition, complex sales and Business Development. The strategic plan captured every Client Centric initiative and innovation that I had been taught or discovered in my 33 year Corporate Banking journey.
In December 2017 I decided to open a Corporate Banking and Debt Advisory business to assist Corporate Clients in sourcing the most cost effective financing solution available globally. I am accredited with 160 Bank, Non Bank Financial Institutions and Family Offices across the Globe. I know the best Corporate Banking Credit Managers and know what they want to see in a Corporate Finance transaction. I am industry agnostic and am prepared to assist any Corporate seeking capital.
I am passionate about Clients. My motto: “We exist because of our Clients.”
I am also skilled in building deep strategic relationships, Portfolio Management and Risk Management. I have proven that my client centric strategy works across industries, not just in banking.
I graduated from Xavier College Kew, Monash University with Hons and the Securities Institute of Australia.
Andrew Whitmore
Partner - Transaction Banking
Andrew is a Consultant in finance and working capital services with 25 years experience in banking and customer relationships. Andrew understands all aspects of cash management and transaction banking, through to the most sophisticated operating platform banking applications, IT and e-Commerce.
He has experience across five banks with roles including State and National responsibilities for Cash Management and e-Commerce teams which has given Andrew an intimate understanding of the capabilities and approaches to current banking structures, facilities payment mechanisms and the mapping to operating platforms within business and local government.
As a cash management professional, Andrew has a total understanding of the opportunity and risk profiles of the function, and will focus on succinct and tangible cost saving reviews and advice leading to better structures, services, products and relationships with his client’s banks. He enjoys working closely with his clients and partners and will deliver a positive outcome for all parties.
Kim Pinto
Partner - Analytics
Joaquim (Kim) Pinto has more than 15 years of experience in Corporate Finance Analytics roles including:
- Client Manager with a Big 4 accounting firm, responsible for analytics, modeling, IM preparation and process management of M&A Advisory engagements
- Senior Analyst in a Big 4 Corporate Banking team, preparing investment proposals for complex and/or time-critical transactions
- Corporate Finance Specialist within the finance teams of ASX listed and private companies, working on internal analysis, insight delivery and financial forecast models
- Independent Consultant working with ASX listed and private company clients, providing financial analysis and financial modeling services to support M&A transactions, annual planning activities and ad hoc financial projects
Colin Robinson
Partner - Property
Colin Robinson has many years of experience spanning the entire commercial property spectrum, including:
- Project financing of residential, commercial and industrial projects, including General Manager of a mezzanine mortgage fund business and National Head of a major Australian Bank’s Commercial Property division
- Acting as a Responsible Manager of a managed investment scheme
- Overseeing the project sales and real estate division of a mid-tiered property developer.
What We Do
With the changing regulatory environment and the resultant tightening credit standards of banks, gaining access to the right level of funding on the best terms and conditions is increasingly challenging. Successful outcomes require an in depth understanding of how to address the issues and information requirements of lenders.
Rebo Capital invests the time to understand what you do and how you do it, your customer and supplier issues and your competitive strengths. We develop a holistic understanding of your business and its objectives to ensure we develop the right solutions.
The value is in presenting your business to financiers so that the opportunity is comprehensively articulated in terms that address their credit assessment. This is where experience matters.
Services
Business & Corporate Finance
With the changing regulatory environment and the resultant tightening credit standards of banks, gaining access to the right level of funding on the best terms and conditions is increasingly challenging.
Successful outcomes require an in depth understanding of how to address the issues and information requirements of lenders.
Rebo Capital invests the time to understand what you do and how you do it, your customer and supplier issues and your competitive strengths. We develop a holistic understanding of your business and its objectives to ensure we develop the right solutions.
The value is in presenting your business to financiers so that the opportunity is comprehensively articulated in terms that address their credit assessment. This is where experience matters.
Talk to us about our experience in delivering;
- Working Capital Solutions
- Receivables Finance
- Term Debt Funding
- Trade Finance
- Acquisition Funding
- Debt Restructuring and Consolidation
- Growth Funding
- Asset Finance
- Structured Finance solutions
Property Construction & Development Funding
By engaging Rebo Capital early in the project we can better access debt solutions that compliment the desired project outcome.
Rebo Capital has extensive expertise in procuring debt facilities for property development and Investment from small pack developments to large Office Towers.
Our experience can help projects commence with lower pre-sales to retain greater stock and maximize the capital stack by modelling feasibility outcomes. We work collaboratively with valuation firms and quantity surveyors to get the best alignment possible with the capital structure appropriate for the development.
Rebo Capital has successfully delivered funding solutions for;
- Large scale CBD office and retail projects,
- Multi-townhouse developments
- Apartment developments
- Office specific property developments
- Mixed use property developments
- Land banking development site
Commercial Property Investment
Rebo Capital provides solutions and strategies to a range of clients who require debt facilities to support their property investment holdings.
Facilities can be tailored to support growth, consolidation, restructuring, refinancing and leverage equity to allow access to capital otherwise unutilized.
Debt Advisory
Rebo Capital is expert in developing a deep understanding of how banks and non banks view the debt capacity of a business.
We have deployed our Debt Advisory experience to benefit a number of our clients, advising and working with their accountants and lawyers to model the optimal debt profile for acquisition funding, which includes:
- Building out the business case for earnings normalisations acceptable to lenders,
- Stress testing forecasts,
- Covenant testing, Amortisation settings,
- Due diligence advisory, and
- Detailed negotiation of loan documentation and security documentation.
We have also provided Debt Advisory services for restructuring the debt profile and covenant regime for distressed businesses, which includes leading the negotiations with their banks over extended engagements to allow management to focus on the business
Home Loans and Investment Home Loans
Rebo Capital has the capabilities, resources and access to over 160 different Bank and Non-Bank lenders providing traditional Mortgage finance solutions.
Whether a first home buyer or property investor Rebo Capital is able to provide tailored personal solutions that assist when acquiring residential property.
Some of the many scenarios we have worked through are:
- Purchasing a new home,
- Purchasing a new residential investment property,
- Off the plan purchases,
- Home Loan pre approvals
- Refinance existing loan facilities
- Market comparison to achieve lower interest rates on existing loan facilities,
- Refinance and restructure owner occupied home loans or investment property loans for equity utlisation.
